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What is supplemental dental insurance?

Supplemental dental insurance is a secondary dental insurance plan that you purchase to supplement your existing plan. The plan you have now may have long waiting periods or low annual maximums. It's in these cases that another plan could help. In this article, we'll cover the following: What is coordination of benefits?

Do you need supplemental dental insurance?

Employees who have basic dental benefits through their employers can benefit from supplemental dental insurance to enhance their existing coverage. While basic dental benefits often cover routine care, supplemental plans can extend coverage for more complex and costly treatments.

Does my Supplemental Plan cover dental treatment?

If not all of your treatment is covered by the primary plan, then your supplemental plan can take over and help cover some or all of the remaining costs on your dental bill. Your supplemental plan can't cover treatment until after your primary plan has paid. This is called coordination of benefits (COB).

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